Applying for Social Security Disability Benefits

What Are Social Security Disability Benefits?

Social Security Disability benefits offer critical financial assistance to individuals who can no longer work due to physical or mental impairments. These benefits are available to those who paid into Social Security during their working years and now need support because of a disabling condition.

The application process for SSD benefits can be tricky. With the right help from a leading disability insurance law firm, you can confidently navigate it and increase your chances of receiving the benefits you deserve.

Who Qualifies for SSD Benefits?

Eligibility for SSD benefits involves meeting two key requirements: work history and medical criteria.

1. Work History and Work Credits

The Social Security Administration (SSA) requires that applicants possess a certain number of work credits earned through employment as they pay Social Security taxes. The general requirement is 40 work credits, with at least 20 of those in the last 10 years. If you’re younger, you may qualify with fewer credits depending on when your disability arose.

2. Medical Criteria

In addition to work history, you must meet the SSA’s definition of disability. Your condition must prevent you from engaging in any substantial gainful activity (SGA), meaning you can’t earn a living from working because of your disability.

The SSA has an extensive list of qualifying impairments. However, even if your condition doesn’t match one of their listings exactly, you may still be eligible if it severely limits your ability to work and perform daily tasks.

The Social Security Disability Application Process: A Step-by-Step Guide

The process of applying for SSD benefits can feel overwhelming, especially when you’re facing a long list of documents and details to provide. But you’re not alone – the experienced SSD lawyers of First Ally Law Group are here to support you. Here’s a breakdown of the key steps involved so that you know what to expect:

1. Submit Your Application

You can apply for SSD benefits online, by phone, or in person at a Social Security office. The application will ask for detailed information about your medical condition, work history, and how your disability affects your ability to live and work.

Accuracy is crucial at this stage, as even minor errors or omissions can lead to delays or a denial of your claim. In the state of Missouri, only 42% of initial applications receive approval from the SSA.(2)

2. Gather Your Medical Evidence

You must support your application with medical evidence, such as records from doctors, hospitals, tests, treatments, and anything else that documents your condition. The SSA relies heavily on evidence to determine whether you qualify for SSD benefits. If you don’t have all the necessary documentation, we can help you collect the required records to ensure your application is complete.

3. Wait for a Decision

Once you submit your application, it will be reviewed. The SSA can sometimes take several months to make a decision. During this time, they may contact your healthcare providers for additional details or request that you undergo a consultative medical examination.

If your application is approved, you will begin receiving benefits. If it’s not approved, you have the right to file an appeal.

4. Appeals Process

If your claim is denied, don’t give up. Many first-time applicants are denied SSD benefits, but you can still fight for what you deserve.

The appeals process gives you the chance to present additional evidence and ask for a hearing in front of an administrative law judge. It’s an opportunity to explain your case and provide more details about your condition.

Having an attorney guide you through this process is critical to improving your chances of success, and we stand ready to assist you. In fact, applicants represented by legal professionals are nearly three times more likely to receive approval in a hearing (1).

How an SSD Lawyer in Missouri Can Help

The SSD application process is complicated, and many struggle to receive approval, even when they meet the eligibility requirements. However, working with an experienced Social Security disability attorney can significantly improve your chances of approval.

Our lawyers will ensure that your application is complete, well-documented, and presented in the best possible light. If your claim is denied, we’ll help you navigate the appeals process with confidence.

“The Social Security disability process is challenging, complex, and lengthy. I believe an attorney is absolutely necessary to navigate this process successfully.”
-Stephanie S.

Why Choose First Ally Law Group?

At First Ally Law Group, we’re here to simplify the SSD application process and ensure that you’re never alone. Here’s how our experienced attorneys can help:

• Expert Guidance: Our lawyers will walk you through each stage of the SSD application process, from the initial paperwork to the final decision.
• Comprehensive Support: We’ll help you complete your application, gather necessary medical evidence, and present your case in the best possible light.
• Full Benefits: If your SSD application is approved, we’ll ensure you receive the full benefits you are entitled to without any issues.
• Appeal Assistance: If your application is denied, we don’t stop there. We’ll fight for your case through the appeals process with the determination and dedication it deserves.
• Emotional & Financial Support: We recognize the emotional and financial challenges that come with a disability. Our goal is to ease the burden and help you focus on your health and well-being.
• Your Trusted Ally: You don’t have to face the SSD process alone. With us by your side, you’ll have a trusted ally dedicated to supporting and advocating for you.

We understand how vital SSD benefits are to you and your family. Let us take the stress out of the application process and fight for the benefits you deserve.